HOMEOWNERSHIP

Sandusky County Habitat for Humanity Board of Directors has announced that applications will be received in 2025 for future new home construction projects. The open application period for these projects closed at 5:00PM on July 3, 2025.

With the closing of the open enrollment period, our homeowner selection committee will meet to review applications and then start the selection process. Over the summer months selected applicants should expect to attend an in person interview and participate in a scheduled home visit. Details surrounding application approval will be shared throughout the selection process.

ELIGIBILITY

Habitat uses three criteria to determine whether or not a family is ready to take part in the homeownership program.

Need

Families often need a home because their current housing isn't viable. It may be overcrowded, too expensive, structurally unsound, or located in a dangerous neighborhood.
Ability to pay

You must be able to afford a monthly mortgage payment. Consideration of credit history and debt to income ratio is also evaluated. Affordability will be discussed as part of the application process.
Willingness to partner

Habitat homeowners work on their own homes as well as homes for others and may volunteer in other ways around the community. Education classes related to homeownership are also included as part of sweat equity.

Please call the office at 419-355-1257 with any questions or concerns.

ADDITIONAL CRITERIA

Habitat for Humanity offers income eligible families the opportunity to own a home. Becoming a Habitat homeowner requires commitment, responsibility and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

You must be a Legal Permanent Resident of the United States.
You must have lived or worked in our county for at least 12 months. Affiliates for other vicinities can be found at habitat.org.
Your yearly income must fall within our income guidelines, which are adjusted for family size. Income includes wages, Social Security, disability, and SSI.
You must have one year of continuous income.
You must have a reasonably good credit history. It must be at least two years since you discharged any bankruptcies, and you must be making payments on your debts.
You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded. You also can not currently be a homeowner.
You must partner with Habitat for Humanity and contribute "sweat equity," helping to build your home as well as other families' homes, and attend educational workshops. Each adult in the household must complete a minimum of 200 hours.

If you meet these criteria, then please watch for our announcement of the open enrollment period in 2026. Announcements will appear on our website as well as on our Facebook page.

We will assist in completing any form we require to be considered as a future homeowner. Our Homeowner Selection Committee will be available to answer questions throughout the enrollment period and application process.

Our application period for homes being built in 2026 closed at 5:00PM on July 3, 2025.